Discover your charming retreat in historic Fort Ogden, This beautiful rustic home features 3 bedrooms and 2 bathrooms on JUST UNDER HALF AN ACRE, there is an extra lot included with this sale! This residence boasts a spacious living room, with a few steps up to the main level housing the inviting kitchen and dining room, creating an open-concept feel. The kitchen is well-equipped with ample solid wood cabinets and a full appliance package, perfect for culinary enthusiasts. Throughout the living areas, you'll find stylish Luxury Vinyl Plank flooring that enhances the home’s bright and airy atmosphere. The master suite features a private en-suite bathroom with a luxurious Jacuzzi tub for ultimate comfort. Beautiful French doors lead to the third bedroom which has a wardrobe closet or utilize the space in any manner that suits you. Abundant natural light fills the home. Step outside to enjoy a screened-in porch off the living room and front bedroom, or relax on the outdoor sundeck. Additional highlights include 2 LARGE SHEDS for storage or set up a workshop, and a new HVAC system installed in 2020. The property provides ample space for an RV or boat, along with scenic bike rides along Hull Ave. The property is located 15 minutes from downtown Punta Gorda and 1 block from the Ziba King Memorial Park and is NOT IN A FLOOD ZONE and there is NO HOA. There is a horse farm behind the home and chickens, goats and horses are allowed. With 3 separate parcels totaling . 43 ACRES enjoy a peaceful rural living and a private lifestyle. Don’t miss this rare opportunity; homes in this area are in high demand!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,303 | $1,653 |
Total Monthly Payment | $1,559 | $1,542 | $1,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.