1411 Trailwater STREET, Ruskin, FL, 33570 | $320,999

Welcome to the gated community of Hawks Point! You will find a formal living and dining room upon entry on the first floor. It offers an open kitchen concept with a breakfast nook overlooking the family room, which creates a perfect space for gathering. The 42'" cabinets has plenty room for additional kitchen storage. This 4br 2. 5 bath home has no carpet!! There's laminate in every inch of the home. The second floor consists of 3 secondary bedrooms, 1 full bath, and the Master bed room with an en-suite bath. The Master bathroom has a soak in tub, stand up shower, and a double vanity. Granite counter tops through the home. This home has a screened in lanai and a fenced back yard for your privacy! There's community pools, playgrounds, and dog park for your outdoor entertainment needs.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 2015
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,098
  • Acreage: 0.1
  • Est. Taxes: $4,028
  • HOA Fee: $266 Quarterly
  • Lot Desc: Conservation Area
  • Elem. School: Cypress Creek-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Water Softener
  • MLS#: TB8302733
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8302733/1411trailwaterstreet_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 8:47:08 PM)
Listing courtesy of BROOKS REALTY GROUP LLC   Phone: 813-653-7291

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1411 Trailwater STREET, Ruskin, FL, 33570

$320,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,799 $256,799 $256,799
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $336 $336 $336
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,774 $1,730 $2,184
Total Monthly Payment $2,185 $2,141 $2,595

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.