Own a concrete Designer Home in the prominent Village of Winifred for a great price. New Roof in 2022, No Bond. Well kept 3 bedroom 2 bathroom house located very close to Lake Sumter Landing Town Square and the Arnold Palmer Country Club and Championship Golf Course. Engineered wood flooring through most of the home. Enjoy an open floor plan with a living room, dining area and kitchen. The kitchen offers an island with bar seating, newer stainless appliances, gas stove and plenty of cabinet space. The master bedroom is separated from the rest of the home, features a large master bathroom and a 10 foot X 4 foot walk-in closet. The second and third bedrooms plus main bathroom are on the opposite side of the home, each with vast closet space. The original lanai has been converted into air conditioned and heated living space with the central AC and heat running out of the ceiling vents. The laundry room has a newer washer and dryer with plenty of room for a clothes folding station. The back yard includes a screened bird cage porch running the entire length of the home. The tropical landscaping provides you privacy from your neighbors. The garage has a full screen door allowing the breeze in, will easily accommodate two full size cars and leaves plenty of room for storage. There is an extra refrigerator in the garage that stays with the sale. Also included in the sale at no cost is a gas powered low mileage 2014 Yamaha Golf Cart and all furniture in the home at the time of showing. There are grocery stores, retail shopping and several great restaurants nearby. The Village of Winifred is a great community just waiting for you to call it "Home".
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,290 | $2,891 |
Total Monthly Payment | $2,572 | $2,514 | $3,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.