Come and see this well maintained 3Bed/2Bath home in a beautiful Palm Harbor saltwater canal neighborhood of Palm Coast. This home has been updated at every turn and is situated in one of the most desirable locations in Paradise. The AC and hot water tank were just replaced in 2023 along with a new electrical panel with a transfer switch to run a generator. The concrete break-wall was newly built in 2018, rain gutters were also installed that year, new windows and sliding glass doors in replaced in 2015. This spacious home is ready to move into with hardwood and tile floors through out, new ceiling fans every where, recessed lighting in the adjoining living room, dining room and family room. The kitchen remodel includes new cabinets with granite countertops plus a glass tile backsplash. New garage door with screening in 2023, fully fenced backyard, exterior security lighting, extra large laundry room with more cabinetry for storage. There is even a huge air conditioned great room overlooking the saltwater canal with additional covered and screened outdoor patio, all overlooking the water with boat dock that includes a 5000lb boat lift with electric and water. This home has it all, please schedule your appointment to see it today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,402 | $4,317 |
Total Monthly Payment | $3,803 | $3,799 | $4,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.