Location, location, location! This adorable 2BR/1. 5BA is close to everything -- Ridgefield's Main Street, schools, shopping and dining and the NY border! Recently renovated from top to bottom with brand new kitchen, full bath with tiled shower, fresh paint and new flooring throughout. Main level features kitchen, dining room, living room, half bath, laundry room, and a wonderful sunroom that overlooks the 1+ acre level property with beautiful flowering trees. Upstairs there are two bedrooms that share a jack & jill bath. Plenty of storage in the basement. Quiet and private yet so convenient.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Jack & Jill Bath | 9.0 x 12.0 | Upper |
Dining Room | 10.0 x 14.0 | Main | |
Kitchen | 12.0 x 17.0 | Main | |
Living Room | 12.0 x 16.0 | Main | |
Other | 15.0 x 15.0 | Main | |
Primary Bedroom | Jack & Jill Bath | 12.0 x 16.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,160 | $3,160 | $3,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $21 | $21 | $27 |
Total Monthly Payment | $96 | $96 | $102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.