Calling all FHA, VA, CHFA, Conventional, Hard Money, and Cash buyers. This 1, 032sf single family ranch style home home is sure to check all of the boxes on your list. For starters, the home is located on the east side of Meriden in the highly sought after Israel Putnam Elementary School District which has an 8 out of 10 rating in student progress per Great Schools. The home features an updated eat in kitchen with corian counter-tops, a dining room with built-ins, a living room with a wood burning fireplace, 3 bedrooms, 1 full bath with beautiful ceramic tile, a 1, 008sf full basement that could be finished into additional living area if needed, a 1 car detached garage, and a . 22 acre lot with a private and level back yard. Other features include: Hardwood floors in the bedrooms as well as under the wall to wall carpeting, (new interior paint in the living room, dining room, and kitchen), (mature shrubbery, plantings, and trees). Aside from its location, one of the things that you are going to love about this home is the opportunity to make it your own. So, whether you are looking for a starter home or a forever home, you found it here! Cash, FHA, VA, CHFA, Conventional, and Hard Money financing are all welcome. The stove, refrigerator, dishwasher, washing machine, and clothes dryer are included. ***** Multiple Offers. Highest and best is due by Monday 11/04/2024 at Noon. *****
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Full Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,455 | $1,436 | $1,822 |
Total Monthly Payment | $1,904 | $1,885 | $2,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.