1402 Baldwin Street, Waterbury, CT, Connecticut, property flyer

1402 Baldwin Street, Waterbury, CT, 06706 | $299,900

Welcome to 1402 Baldwin St, a beautifully updated and versatile 2-family home located in the heart of Waterbury, CT. This well-maintained property offers an incredible opportunity for both homeowners and investors, with its spacious layout and modern amenities. The standout feature of this home is the fully remodeled 5-bedroom, 1 bathroom unit on the main floor. This unit is ready to be occupied, making it ideal for an end user or for generating immediate rental income. Every detail in the remodel has been carefully considered, from the modern finishes to the functional layout, ensuring comfort and style for future residents. The second unit, located on the lower level, offers a cozy and private 1-bedroom, 1-bathroom space, perfect for a tenant seeking a more intimate living arrangement or as an additional income source. The property's minimal yard space ensures easy exterior maintenance, allowing homeowners and tenants to enjoy the home with minimal upkeep. Conveniently located, 1402 Baldwin St is just minutes from highways, shopping, restaurants, and public transportation, making it a prime location for anyone looking to enjoy the conveniences of city living. Whether you're seeking a new home or an investment opportunity, this property offers flexibility and appeal to a range of buyers.

Features

Rooms: 11
Bedrooms: 6
Baths: 2 full
Units: 2
Style: Units on different Floors
Year Built: 1899

Heating: Hot Water
Cooling: None
Basement: Full,Apartment
Above Grade Approx. Sq. Feet: 1,640
Acreage: 0.15
Est. Taxes: $4,004

Lot Desc: City Views,Sloping Lot
Elem. School: Per Board of Ed
High School: Per Board of Ed
MLS#: 24055966
Website: https://www.raveis.com
/prop/24055966/1402baldwinstreet_waterbury_ct?source=qrflyer

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Listing courtesy of Complete Real Estate

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
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Our Insurance Division:

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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

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For homebuyers and sellers, our Attorney Network:

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1402 Baldwin Street, Waterbury, CT, 06706

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$239,920	$239,920	$239,920
Term	360 months	360 months	180 months
Initial Interest Rate**	7.125%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.456%	7.171%	6.276%
Monthly Tax Payment	$334	$334	$334
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$1,616	$1,595	$2,023
Total Monthly Payment	$2,025	$2,004	$2,432

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.