FULLY FURNISHED 2 BEDROOM/2 BATHROOM This 1158 sq. ft. home, which includes the original square footage and the enclosed Florida room, has been lovingly maintained. Pride in ownership shows with this vinyl sided home. Nothing needs to be done except to unpack and
enjoy Florida. Inside you will find laminate flooring throughout. A brand-new roof over and central AC was done in 2022/2023. The home also has newer windows. The kitchen is spacious with plenty of cabinet space and features a dishwasher and coffee bar. There is a
formal dining area with off the kitchen and living room that overlooks the front of the home. The living room is very spacious and bright and has sliding glass doors off it leading to the Florida room. The Florida room has its own stand-up AC unit with heat. There are plenty of windows that let all the bright Florida sunshine in. There are 2 bedrooms with 2 full updated bathrooms. The guest bathroom has a tub/shower combo and is located across from the guest bedroom which is currently being used as an office. The guest bedroom has a wall of closets and built-in cabinets and can easily fit a queen size bed. Plenty of space for your guests. The large master bedroom has its own en-suite bathroom that has a walk-in shower surround and boasts glass sliding doors. There is also a walk-in master closet and an additional closet with sliding doors for extra storage. This home has central AC/heat. There is a covered carport that has tie downs
and can hold 2 cars as well as a small parking pad for a golf cart. The laundry room is located in the shed at the end of the carport. You will also find the 30-gallon hot water tank there as well. Although this home IS NOT in a flood zone, it also has a sump pump installed under the home for added piece of mind. Golden Gate is a FIVE STAR 55+ resident owned community with privately maintained roads which offers many amenities to its residents. The low HOA of $139/mo makes Florida living affordable. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more. The community is located close to a Walmart Super Store, or you could take your golf cart. The store has designated golf cart parking! For the golf enthusiast there is the Mainlands Gulf Club just a signal light away. It is a public 18-hole Florida links style course. There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price includes the cost of the landshare which is valued at $45, 000. Pet friendly with 1 pet allowed up to 20 pounds. Buyer to verify all measurements and restrictions and rules of the community. The coffee table, 2 end tables, large flat screen TV, white cabinet in the dining room and its contents, cedar chest in the master bedroom, two throw rugs in spare bedroom, and all personal items are not included in the sale. Seller will leave a smaller flat screen TV in the living room and a coffee table that matches the TV entertainment table, Requires community approval of application.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $850 | $1,097 |
Total Monthly Payment | $997 | $996 | $1,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.