Welcome to your new home! This charming 4 bed 2. 5 bathroom home offers a perfect blend of comfort and style. Upon entering, you're greeted by a spacious living area with newer premium carpeting and custom lighting. The kitchen features a glass top range, newer microwave, granite countertops, pantry closet, ample cabinet space, and breakfast bar. The laundry room and half bath complete the 1st floor. Upstairs you'll find the primary suite with a walk-in closet and spacious bathroom, along with 3 additional bedrooms and a full bathroom. Outside the professionally landscaped paved backyard creates a picturesque setting perfect for entertaining! Nestled in Holiday Hill you can enjoy the tranquility of the neighborhood while still having the convenience of proximity to schools, parks, and shopping. Don't miss out on the opportunity to make this beautiful home your own! Seller is willing to pay for buyers closing costs with full price offer! Home qualifies for 5. 5% 100% Loan with No PMI!
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,332 |
Total Monthly Payment | $2,155 | $2,153 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.