Welcome to 164 Gray Farms Rd, a charming Cape-style home set on 1+ acres on one of Stamford's most desirable streets. Step into the spacious living room that runs from front to back, with large windows and a cozy fireplace, flowing seamlessly to the dining room, kitchen, and the spacious family room. This Core-4 layout allows effortless movement throughout the main level. The huge primary suite upstairs offers soaring ceilings, a walk-in closet, and an ensuite bathroom with dual sinks. The 2 additional bedrooms on this level share a full bathroom which conveniently houses the washer and dryer. The finished walk-out basement presents lots of potential, whether you envision a playroom, an office, or adding a bedroom with egress. The two-car garage and recent updates - including an updated furnace and a newer roof provide extra peace of mind. With a large flat property, this home has room for outdoor entertaining and offers expansion possibilities for future growth. Conveniently located close to the Merritt Parkway, I-95, Springdale and Stamford Train Stations, this home provides the convenience of city living in a setting that feels worlds away.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.9 x 15.5 | Upper |
Bedroom 2 | Hardwood Floor | 9.4 x 18.8 | Upper |
Dining Room | Bay/Bow Window,Hardwood Floor | 13.1 x 20.9 | Main |
Family Room | Sliders,Hardwood Floor | 13.4 x 21.1 | Main |
Full Bath | Tub w/Shower,Tile Floor | 6.1 x 11.1 | Upper |
Half Bath | Tile Floor | 6.3 x 9.7 | Main |
Kitchen | Breakfast Nook,Granite Counters,Hardwood Floor | 13.9 x 14.1 | Main |
Living Room | Bay/Bow Window,9 ft+ Ceilings,Fireplace,Hardwood Floor | 18.4 x 29.1 | Main |
Office | Wall/Wall Carpet | 13.2 x 12.9 | Lower |
Other | Wall/Wall Carpet | 13.2 x 14.0 | Lower |
Primary BR Suite | 9 ft+ Ceilings,Vaulted Ceiling,Full Bath,Tub w/Shower,Walk-In Closet,Hardwood Floor | 19.3 x 23.7 | Upper |
Rec/Play Room | Wall/Wall Carpet,Tile Floor | 12.1 x 13.7 | Lower |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,233 | $1,233 | $1,233 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,582 | $5,031 | $6,717 |
Total Monthly Payment | $5,907 | $6,356 | $8,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.