Quality built 4 bedroom, 2. 5 bath colonial situated on a 1. 16 acre parcel. Modern kitchen with granite counters, stainless steel appliances, breakfast area and sliding doors to deck. Formal living room, dining room, family room, powder room and laundry room on first floor. Second floor primary suite with walk-in closet and private bath as well as 3 additional bedrooms and hall bath. Full basement with loads of storage; partially heated and conducive to use as a rec room or fitness room. Loaded with attractive finishes and updates such as refinished hardwood floors, new laminate floors, granite counters, new stainless-steel appliances, new Anderson gliding patio door, and new high-efficiency electric heating and cooling system. Two-car attached garage, covered front porch, rear deck, attractive, low-maintenance perennial foundation plantings and lush green lawn great for entertaining. Quiet residential subdivision minutes from schools, Route 44, Route 55, Taconic Parkway, shopping and dining. An opportunity not to be missed. Additional Information: ParkingFeatures: 2 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,144 | $1,144 | $1,144 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,395 | $3,349 | $4,250 |
Total Monthly Payment | $4,631 | $4,585 | $5,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.