NO DAMAGE through these crazy hurricanes with this amazing property located in a NONE FLOOD ZONE. This area was previously listed in a flood zone but it has been re-evaluated and is now a flood zone X. This beautiful updated beach bungalow is located in the heart of Englewood with easy access to nearby shops and restaurants on Dearborn Ave and the sought after beaches of Sarasota County. This block home has newer energy efficient impact windows , New A/C and hot water heater (2024). New electrical panel (2023). The updated bathroom has a beautiful tiled shower and modern fixtures. You'll love the tastefully updated kitchen with Stainless steel appliances, soft close cabinetry, granite counter tops and beautiful back splash. There are two large bedrooms and a bonus room which provide endless possibilities. This home has a large back yard to install your new pool and to store your RV or Boat. This solid home is definitely a must see at a great price and is sure to become a favorite to all who view it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,602 | $1,562 | $1,973 |
Total Monthly Payment | $1,808 | $1,768 | $2,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.