Enjoy the simple life of Salt Springs from the comfort of this 3-bedroom block home. Home has a spacious living room in combination with a large dining area. The kitchen has oak cabinetry, pantry, and bar that would seat 3 comfortably. Has large laundry/utility room with wash bin, newer washer & dryer, WH, and exterior access door that opens to the 10x10 open patio. Hall closet offers plenty of linen storage. All bedrooms have built-in closets with mirrored sliding doors. Master bedroom has laminate wood plank flooring with an ensuite bathroom that offers tub/shower combo, dressing vanity with sink, and toilet/sink with privacy door. Guest bath with tub/shower combo, and an additional half bath. Upon exiting the home through the glass sliding doors, enjoy our beautiful Florida weather from the 10x20 screened porch w/ tile flooring and privacy blinds. Has attached 20x24 garage with workbench and shelving. Nice fenced & gated backyard with mature crepe myrtles, irrigation system (status unknown), and an old metal shed. Home is being sold as-is, furnished. Optional Kershores Club Membership ($100/year) that provides access to Little Lake Kerr and amenities include boat ramp, dock, beach/swimming area, picnic/BBQ area, volleyball, playground, and community building that can be rented for an additional fee per use. Located in central Salt Springs close to public boat ramps, the springs, and miles of hiking/atv trails to explore in the Ocala National Forest.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $158,800 | $158,800 | $158,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,070 | $1,055 | $1,339 |
Total Monthly Payment | $1,478 | $1,463 | $1,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.