Discover your new home in the heart of Central Harlem! This newly renovated 2-bedroom, 1-bathroom gem boasts an open layout drenched in natural sunlight, perfectly blending modern comfort with classic Harlem style! Two cozy bedrooms, thoughtfully designed with ample storage. Stylishly renovated interiors with updated kitchen and bath. Abundant sunlight throughout the day, creating a bright and airy feel. Nestled in vibrant Central Harlem, 30 Macombs Place puts you steps away from Harlem's best dining, cultural attractions, and entertainment. Enjoy local favorites like the historic Apollo Theater, Marcus Garvey Park, and nearby subway access for a quick commute downtown. From cafes to green spaces, this neighborhood offers a rich, urban lifestyle at an incredible value. First-Time Buyer Opportunities: For qualifying first-time homebuyers, we are offering down payment assistance and access to special grants, making this an even more attractive opportunity. Don't miss this affordable chance to make Central Harlem your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,537 | $1,950 |
Total Monthly Payment | $1,672 | $1,612 | $2,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.