Welcome to this Diamond Del Mar unit in the gated community of Country Pointe. This lovely home features an open concept first floor with vaulted ceilings in LR and DR. First floor also includes a bedroom with ensuite, wood floors throughout the unit (up and down) and custom molding. EIK with 42" cabinets, LG appliances, (dishwasher never used) and Anderson sliders with access to back. The Powder Room has been updated with Kohler Pedestal Sink, toilet and fixtures. LG stackable washer and dryer in Laundry area. Continue to the second floor where you will find a spacious loft surrounded by custom wood railing, large master ste with vaulted ceilngs and full bath (bath can also be accessed from loft), an adjacent sitting room currently being used as a workout area or make this your office, and large walk in California closet. Double doors leading into an additional bedroom with vaulted ceilings completes this second floor. Additional features include high hats throughout, custom wood Hunter Douglas blinds on all windows, an ADT alarm system, 2 zone heating and AC. Full unfinished basement with loads of storage space and a one Car Garage. Amenities include 24 hour gated community, bocce, tennis, pickle ball, 2 pools and playground.
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Our Executive Mortgage Banker:
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$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,999 | $439,999 | $439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $587 | $587 | $587 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,039 | $2,924 | $3,711 |
Total Monthly Payment | $3,718 | $3,603 | $4,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.