191 Lake Road, Andover, CT, 06232 | $425,000

Feel like you're on vacation every day in this meticulously maintained 4-bedroom, 2. 5-bath lake home, perfect for entertaining with ample space inside and out. The recently renovated primary bedroom is an oasis, featuring luxury vinyl flooring & private access to the upstairs porch where you can relax & enjoy beautiful lake views. Step outside to enjoy 2 inviting front porches or unwind in the luxurious backyard featuring a large Trex deck, stone patio with a fire pit, & an invisible fence for your pets. Andover lake offers a variety of activities including kayaking, paddleboarding, swimming, & fishing, giving you endless opportunities for outdoor fun. The spacious kitchen with a large butcher block island & double ovens opens seamlessly to the hearth room & dining room making it ideal for family gatherings. The main floor is adorned with durable laminate wood plank flooring & custom window blinds throughout the home. Cozy up by the wood-burning fireplace or unwind in the spacious family room. The well-appointed bedrooms, with stylish tray ceilings, are fitted with Berber carpet, & the upstairs bathrooms are filled with natural light thanks to skylights. Additional features include a tiled mudroom, plenty of storage with a matching shed, basement, and attic, as well as a wireless SimpliSafe security system. Recent updates include a new Buderus boiler, AC, driveway (all installed in 2022), & gutter guards. This charming home is just 1 block from beach access. Central air conditioning is on the first floor and primary suite only. Electric heat in all bedrooms except primary bedroom. Owner may join Andover Lake association for a yearly fee of approximately $320. Membership is optional.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1968
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 2,490
  • Acreage: 0.28
  • Est. Taxes: $6,470
  • Lot Desc: Level Lot
  • Elem. School: Andover
  • High School: RHAM
  • Appliances: Wall Oven,Range Hood,Refrigerator,Dishwasher
  • MLS#: 24056228
  • Website: https://www.raveis.com
    /prop/24056228/191lakeroad_andover_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 17.0 x 15.0Upper
Bedroom 2 10.0 x 17.0Upper
Bedroom 3 10.0 x 12.0Upper
Dining Room 11.0 x 12.0Main
Family Room 15.0 x 15.0Main
Kitchen Remodeled12.0 x 14.0Main
Living Room 12.0 x 21.0Main
Primary Bedroom Balcony/Deck21.0 x 26.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

191 Lake Road, Andover, CT, 06232

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $539 $539 $539
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,291 $2,260 $2,867
Total Monthly Payment $2,905 $2,874 $3,481

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.