This 2-family home offers a blend of modern updates, convenience, and comfort, ideal for both living and investment. Unit 1 was recently renovated with a new kitchen (beautiful cabinets, a center island, quartz countertop), wood vinyl plank flooring, and fresh paint; heating System was upgraded in 2022 with a Lochinvar boiler and tankless hot water system for efficiency. Unit 2 is the top floor apartment with one bedroom. A Wonderful, quiet, responsible tenant has lived there for almost three years. Most windows were replaced with durable, energy-efficient vinyl windows. New dishwashers and laundry hookups are in each unit for added convenience. A dual driveway plus a single-car garage can park up to 7 cars. Close to major routes (Rt 12, Rt 146, I-290, I-190, and Mass Pike) provide easy access to all amenities. Lead compliance letters will be ready for both units at closing. Unit 1 will be delivered vacant, offering an excellent potential for owner-occupancy or rental investment.
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,185 | $4,041 |
Total Monthly Payment | $3,911 | $3,786 | $4,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.