Nestled in the desirable Village of Richmond, super close to BROWNWOOD TOWN SQUARE, OKAHUMPKA REC CENTER, and coming soon, Harry and The Native restaurant. This beautifully designed 3-bedroom, 2-bathroom SEABREEZE COTTAGE home has a bright, cheery interior that offers comfort and flexibility. With a huge, fully enclosed backyard, this property is perfect for those looking to expand their outdoor living space ROOM FOR A POOL, extended patio, or outdoor entertainment area. The open-concept layout flows effortlessly, showcasing a bright kitchen and spacious living and dining areas. ADDITIONAL FEATURES: Luxury Vinyl Plank Flooring, Water Filtration System, Epoxy Garage Floor and Painted Driveway, Upgraded Landscaping.
A standout feature of this home is the 2-car PLUS GOLF CART GARAGE, which provides ample space for vehicles, recreational gear, and storage. Ideal for those who appreciate the convenience, this residence is close to amenities and recreation yet provides a private, serene outdoor space to create your retreat. This Village of Richmond property offers endless indoor and outdoor living possibilities and is ready to welcome its new owners!
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,600 | $399,600 | $399,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,692 | $2,656 | $3,370 |
Total Monthly Payment | $2,972 | $2,936 | $3,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.