Step into this light and bright split level, featuring a stone fireplace, wood floors, and sun-drenched living spaces. The first floor offers a seamless flow from the bright living room with windows to the formal dining room and updated eat-in kitchen, with granite counters and stainless steel appliances. Patio access off the kitchen makes entertaining in the flat yard a breeze. Just a few steps up, the second level offers three spacious bedrooms, including a primary suite with modern bath. The lower level boasts a freshly painted family room plus laundry and a playroom with a cedar closet—ideal for work or fitness. Set on a level, oversized lot with a raised patio and fenced yard, this property is the perfect blend of style and function. Enjoy all that Hastings has to offer, year-round farmers' market, charming boutiques, great restaurants, nature trails along the Old Croton Aqueduct, and an easy, short commute to NYC by train. Additional Information: ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$879,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,200 | $703,200 | $703,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.346% | 5.907% |
Monthly Tax Payment | $1,824 | $1,824 | $1,824 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,938 | $4,330 | $5,839 |
Total Monthly Payment | $5,854 | $6,246 | $7,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.