Welcome to one of the most sought after units in the wonderfully maintained Caroline Gardens complex in Pelham Manor! This large unit offers space, light and comfort! A lovely foyer with hall closets welcomes you and opens to a generous dining/living room. Once inside you'll appreciate all the light streaming through the brand new picture window overlooking your private, east-facing terrace. Here you'll find 2 large bedrooms, and a convertible 3rd, including a very well-sized en-suite primary bedroom. Each room offers lighted closets making for good storage throughout. Need a 3rd bedroom? We've got you covered! Utilize the wonderful flex-space room just off the windowed kitchen! This room offers the convenience and options to use it as you wish - office, spare bedroom, you name it! The highlights of this terrific unit don't end there. . . It features brand new hardwood flooring throughout, updated electric, recessed lighting, crown moulding, and a deeded covered carport parking space easily accessible to the building! Really a wow! Move right in and you'll be sipping your morning cup and savoring an evening night cap on your terrace in no time! There is well lit laundry room in the building. AND if you qualify for the NYS Star Tax Relief rebate program then you'll get a $180/month credit off your maintenance bill every month just by applying for it! Don't let this one get away! Additional Information: Amenities: Windowed Kitchen, HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $285,600 | $285,600 | $285,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,924 | $1,898 | $2,409 |
Total Monthly Payment | $1,999 | $1,973 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.