Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Resort style living in the award winning residential community of Isles of BellaLago. This beautiful home sits on an EXTRA LARGE lot completely fenced with amazing WATER VIEWS to enjoy from the covered lanai. As you enter the foyer there is a living area with sliding doors overlooking the backyard oasis and to the right is a formal dining room. Beautiful large tiles continuous throughout the whole home. Continue through to the kitchen equipped with 42 in cabinets, granite counter tops, tiled baksplash accents along the island all new stainless steel appliances even an induction cook top. There is a nook for a kitchen table and a bar top with room for four stools. The kitchen area is open to the family room complete with large picture window and sliding doors overlooking the outside patio and pond. To the left as you enter there is a hallway leading to two bedrooms that share a full bath and a large primary bedroom, walk in closet and bathroom that has double sinks, make up area, stand alone shower and soaking tub. Fourth Bedroom to the right of the kitchen on the first floor with a full bath that has a door leading to the back lanai. Stairs off the kitchen lead up to the large loft complete with private full bath. This area can be used as a fifth Bedroom, home office or even a screening room. This home has so many upgrades, full outdoor Summer Kitchen, Spa, Pavered Tiles and screened in lanai and TWO NEW AC units. New Kitchen Appliances, SOLAR PANELS PAID OFF at closing, New Garage Door and Front Door, Water Purifier, New Gutter System, New Landscaping, New Fencing, Widened Driveway. Solar keeps your electricity bills around $4o. The community of Bellalago and Isle of Bellalago offers tons of resort style amenities including 24 hours manned gated security, three swimming pools, a hot tub, water park and splash pad, a restaurant/bar, two state of the arts fitness center with classes, fishing pier and boat dock, beach volleyball, a playground, tennis and basketball courts, daily activities and so much more. You’ll be conveniently located close by shopping and dining, Publix, Walgreens, Walmart, Bellalago Academy, and Valencia College. Do not miss your chance to view this Amazing Home! Property is located in a special designated area offering lower interest rates with savings on closings costs to those who meet the eligibility requirements inquire for more information
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $474 | $474 | $474 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,702 | $2,636 | $3,328 |
Total Monthly Payment | $3,251 | $3,185 | $3,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.