UPGRADES THROUGHOUT & MOVE-IN READY! Tastefully Updated Montgomery Model Villa in the Friendship Colony Neighborhood of On Top of the World (OTOW), a Premiere 55+ Gated Golf Community in SW Ocala FL. This spacious 2 bedroom, 2 bath, 2-car garage villa has been UPDATED throughout, including HVAC 2023, ROOF 2021, ENERGY EFFICIENT WINDOWS 2011 (with transferrable warranty!), BIRDCAGE & MORE! Notice the custom stacked stone landscaping on your way to the welcoming front porch, the perfect location for your morning coffee or evening beverage, with views of a tree lined street. Step inside the Great Room and notice the laminate floors, and extra light from a solar tube. The bedrooms are located on the right side of the home with the guest bedroom in the front with a large closet. The guest/hall bath divides the bedrooms. The guest bath has been UPDATED step-in shower, glass shower surround, custom tile work, new vanity, and comfort height toilet. The primary bedroom with large walk-in closet is in the back right of the home for privacy. The primary bedroom en suite has been updated with NEW vanity, glass shower surround, and comfort height toilet. Back through the Great Room to the kitchen, and WHAT A KITCHEN! The sellers removed all old cabinetry and installed upgraded soft close cabinets, pan drawers, deep sink, brand new stainless appliances, upgraded lighting, and more! The kitchen is open to the family room. From there step out into (NO STEP DOWN) the fully finished Florida room. Notice the massive picture windows! From there step out into the birdcage with patio space – PERFECT for outdoor Florida living & grilling. This home has also been replumbed with all water lines moved to attic. The monthly HOA fee includes basic cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,760 | $196,760 | $196,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,308 | $1,659 |
Total Monthly Payment | $1,634 | $1,583 | $1,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.