Popular 3 bedroom, 2 bathroom Elkridge home new to the market. Located in the neighborhood of Monarch, the home is centrally located within the community of Del Webb Spruce Creek Golf & Country Club. This gently loved home has an extended garage, with pull down stairs for attic storage and sliding screens for privacy. The landscaping has concrete curbing and stone beds along with a 15X18 brick paver patio in the private backyard. A beveled glass front door will greet you and there is a phantom screen there as well. The kitchen has newer stainless steel appliances with granite countertops and pull out cabinets shelves. There is luxury vinyl plank flooring in the heart of the home, ceramic tile in the bathrooms and carpet in the bedrooms. There are also plantation shutters throughout the home, LED canned lighting and comfort height commodes. The enclosed lanai has Sunbrella roller shades and tile on the diagonal. The home comes furnished. Both the interior and exterior of the home have recently been painted, the roof was replaced in 2013 and the HVAC was replaced in 2017. Del Webb offers four (4) 9-hole golf courses, over 70 clubs, Liberty Grille Restaurant, 3 swimming pools and hot tubs, a fitness center, and every activity you can think of. This community is gated with 24/7 security. Come visit today! Seller is offering a 1 year Broward Factory Service Home Warranty with an acceptable contract.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,600 | $287,600 | $287,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,986 | $1,911 | $2,425 |
Total Monthly Payment | $2,254 | $2,179 | $2,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.