Welcome Home to the Palms at Serenoa an exclusive 55+ active lifestyle community soon to be just minutes from Disney World with a new direct roadway opening in 2026. This 3 bed, 2 bath BRISTOL model by DR Horton offers the perfect combination of OPEN CONCEPT along with PRIVATE SPACE. The layout is split bedroom with spectacular open concept kitchen, living room and dining nook plus FLEX space with closet that can be used as a 3rd bedroom or office/bonus room, laundry room, private covered/screened lanai plus 2 car garage. This home boasts many upgrades: granite countertops, upgraded cabinets , energy efficient construction, stainless steel appliance package, upgraded washer and dryer, tile throughout the common areas. OWNER ADDED additional upgrades: - Exterior light at front door - "Ring" doorbell - Custom glass insert at front door - Pendant lights in kitchen - Five ceiling fans - Electric roll down garage screen - Screen room, 220 electric service installed. Allows for a hot tub to be installed - Generator hook up installed in garage - Tile back splash in kitchen and entry area from garage – PLUS NEW roof, garage door and gutters 2023. This LUXURY COMMUNITY is located in picturesque Lake County just minutes to shopping and restaurants and offers: a gated entrance, private roads, sprawling clubhouse complete with zero-entry heated pool, yoga room, fitness center, poker/game room, spectacular walking paths, pickle ball and bocce ball courts, fire pit plus a calendar of daily events and activities. Best of all this is a maintenance free lifestyle where each home receives full landscaping services!This home is available furnished or partially furnished at additional cost.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,847 |
Total Monthly Payment | $2,508 | $2,506 | $3,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.