INDIGO EAST IN ON TOP OF THE WORLD - PREMIUM LOT WITH EXPANSIVE VIEW, NO REAR NEIGHBORS AND 4 FOOT GARAGE EXTENSION: Original owners have maintained this 2017 Ginger model located in Indigo East and features 2 bedrooms, 2 bathrooms, flex room (currently used as a dining room, but can also be a den or office) and a 2 car garage with a 4 ft extension, epoxy flooring and built-in overhead storage. Open floor plan, perfect for entertaining, this home has a stunning kitchen with upgraded kitchen cabinets that have soft close, stainless steel appliances, large pantry, granite countertops, oversized island with upgraded lighting, solar tube lighting and tile backsplash. Tile floors in every room and upgraded padding under carpet in all the bedrooms, means low maintenance. The main bedroom includes a large walk-in closet and en suite bathroom with dual quartz vanity sinks and zero entry walk-in shower with tile and bench. This home is perfect for enjoying the outdoors from screened lanai that has privacy and no rear neighbors, also enjoy coffee on the covered front porch with no neighbors directly across the street. The front and back yards also has an invisible fence for your pets. This home has so many great features including an indoor laundry room with utility sink, a water softener, gutters and curbing around the house, along with a hide-away screen on the front door. The inside was freshly painted around a year ago and the outside of the house was freshly painted October 2024. Indigo East is part of the ON TOP OF THE WORLD campus. This community is Fee Simple Ownership and has 2 swimming pools, fitness center, walking trails, dog park, curbside trash collection and curbside mail service. On Top of the World is Ocala's premier active 55+ community with golf cart access to 3 shopping centers with restaurants, banking, shopping, and healthcare. Schedule your tour today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,320 | $270,320 | $270,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,867 | $1,821 | $2,299 |
Total Monthly Payment | $2,243 | $2,197 | $2,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.