Hello Ridgewood Neighbors! Are you ready to discover your dream home/ INCOME PRODUCER! Get excited because we have an OVERSIZED VACANT NEWLY RENOVATED 2 FAMILY TO SHARE WITH YOU! Situated a half block from BUSY Forest Ave and about a block from Freshpond Ave! Step inside and prepare to be WOWED! This home has undergone a stunning transformation, Boasting Fresh Updates throughout. With an Abundance of Windows FLOODING every room with Natural Light, you'll feel like you're living in your own Personal Home Owners Paradise. *NEW SIDING/INSULATED* 1st Floor ALL NEW! 2nd Floor ALL NEW! Basement. . . ALL NEW! A 3 Bedroom Apt OVER a 3 Bedroom Apt. The Finished Basement is a GAME-CHANGER, offering a versatile space complete with access to the Backyard, Full Bath and Tall Ceilings. Whether you need a cozy spot to unwind or extra room for entertaining, this basement has you covered! From Custom Two-Tone Cabinetry in the Eat-in Kitchen to the sleek New Appliances and Modern Bathrooms, no detail has been overlooked! Plus, with Updates to the electric, plumbing, windows, and flooring, this home is as practical as it is beautiful. TURN KEY! JUST MOVE IN! Outside, you'll find a Spacious Backyard just waiting to be transformed into your own personal retreat. Imagine lazy Spring/Summer Sunday afternoons spent lounging in the sun or hosting epic BBQs with friends and family. Convenience is key here, Need to run errands? You'll find everything you need, from groceries to your favorite stores, just a quick drive from your front door. So if you're ready to take the next step towards homeownership in Ridgewood, don't miss out on this incredible opportunity. Schedule a viewing today and get ready to fall in love with your new forever home! Other Important Details Lot: 25. 67x136. 17 Building: 20X35 Zoning: R5-B Built In: 1920 Taxes: $5, 267. 32 WALK TO: 1 Min to Forest Ave, 1 Min to Freshpond Ave. 12 MINUTE WALK TO THE FOREST AVE M LINE. DRIVE TO: CVS, Home Depot, Staples, Trader Joes, Chase, Wendy's, Pet Smart, + More. Buses/ Q38, Q39, Q58, Q54, Q67, Additional information: Appearance: EXCELLENT
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,028,000 | $1,028,000 | $1,028,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.474% | 6.036% |
Monthly Tax Payment | $439 | $439 | $439 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,837 | $6,413 | $8,606 |
Total Monthly Payment | $6,401 | $6,977 | $9,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.