611 Destiny DRIVE, #107, Ruskin, FL, 33570 | $199,000

Own a turnkey, fully furnished condo in the master planned WATERFRONT Resort community of Little Harbor. Due to Association rules, the condo cannot be a primary home, but can be used as second home/vacation rental for income opportunity. Highly desirable 1st floor condo at the Resort Inn offering beautiful sunrises and an opportunity to watch the boats going to and from Tampa Bay. One Queen Bed and Queen Sleeper Sofa, desk and chair, dining table with bench seating, refrigerator, and microwave make staying at this condo a delight. Within just a few steps walk to one of two heated pools & 2 waterfront restaurants. Click VIEW "TOUR 2" icon by Map to see scenic Little Harbor aerial video tour. Community located on Tampa Bay with a white sand BEACH, playground, basketball court, tennis and pickle ball courts, fitness center, clubhouse, and the two swimming pools. A beach front tiki bar, restaurant, patio seating offer extraordinary Sunsets & live music weekly. This destination resort type of lifestyle also offers 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is also located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skiis, etc. Excellent opportunity as vacation property, second home or investment. Property management available - daily rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses near by. Sold 'AS IS' for convenience of Seller. Taxes INCLUDE CDD. Financing not available-Cash only.

Features

  • Heating: Wall Units / Window Unit
  • Cooling: Wall/Window Unit(s)
  • Levels: 1
  • Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Laundry, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Outside
  • Complex: ISLAND RESORT AT MARINERS CLUB
  • Year Built: 1970
  • Common Charge: $365 Monthly
  • Approx Sq. Feet: 322
  • Est. Taxes: $2,501
  • View: Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Microwave
  • MLS#: A4626986
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/A4626986/611destinydrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 1:32:45 PM)
Listing courtesy of SUNSET REALTY   Phone: 941-923-3351

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NMLS Mortgage Loan Originator ID 16953

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Melissa.Cohn@raveis.com

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611 Destiny DRIVE, #107, Ruskin, FL, 33570

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $208 $208 $208
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,059 $1,046 $1,343
Total Monthly Payment $1,342 $1,329 $1,626

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.