This expansive one of a kind, original model home in the desirable Riviera community of Port Jefferson offers over 4, 000 sq ft of thoughtfully designed living space, making it perfect for multi-generational living or a spacious home with office setup. The main level boasts an open floor plan with generously sized rooms, gleaming hardwood floors, and gas fireplaces. The formal living room features sliders leading to a multi-level deck with scenic harbor views, ideal for outdoor entertaining. The large formal dining room showcases exquisite hardwood inlays, while the luxurious master bath includes a heated jacuzzi tub and an oversized shower. The finished walk-out lower level provides added versatility with a spacious family room, fourth bedroom or private gym, full kitchen, laundry, full bath, and access to a wrap-around ground-level deck. Recent upgrades include a new oil tank and newer central air conditioning. Custom moldings, mantles, recessed lighting, and hardwood floors enhance the elegant atmosphere. Outside, enjoy the heated saltwater pool just across the street in this peaceful, private setting. As a Port Jefferson Village resident, you'll have exclusive access to amenities like the Port Jefferson Country Club, golf course, tennis courts, private beaches, restaurants, and shopping. Plus, you're just minutes from the ferry and train, adding ultimate convenience. Also in the desirable and highly rated Port Jefferson SD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,168 | $1,168 | $1,168 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,446 | $5,984 | $8,030 |
Total Monthly Payment | $6,739 | $7,277 | $9,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.