You know what they say about "great bones" this home certainty offers that and more! The bright windows allow lots of natural light in and highlights the open concept space on the main level. Living room and dining room are open to each other and easily flow into the semi-open eat-in kitchen. Down the hall 3 bedrooms including a primary that opens to the main full bath complete with a jetted tub. The lower level is fully finished offering great additional gathering space with a brick fireplace. Also found on this level a half bath, laundry and access to both the garage and beautiful back yard. The yard is cleared, backs to woods and a stone wall and is also enjoyed from the deck off the main dining area. 3 garage spaces include an attached 2 car and detached 1 car also great for storage or as a workshop with work bench that will convey. Central A/C is a plus, seller believes hardwood floors are under the carpet . . . . the upside of the equity to be built into this home is huge - A quiet cul-de-sac location like this does not come along everyday!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Sliders | Main |
Family Room | Fireplace | Lower |
Living Room | Main | |
Primary Bedroom | Whirlpool Tub | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,328 | $2,326 | $2,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.