Seize the opportunity offered by the VA ASSUMABLE MORTGAGE WITH AN ENTICING 2. 8% INTEREST RATE. Turn key, immaculately maintained, recently constructed 3-bedroom, 2-bathroom home with a 2-car garage, nestled within the tranquil cul-de-sac of Riverview's coveted Ridgewood community. Crafted with contemporary living in mind, this residence offers a spacious open-plan layout, with beautiful tile flooring throughout the living/family room, foyer, laundry room, and bathrooms. The kitchen comes with stainless steel appliances, granite countertops, a sizable island with extra seating for entertaining. The ample wood cabinetry and pantry provides an abundance of storage seamlessly flowing into the living space. The spacious owner's suite is a retreat unto itself, complete with a walk-in closet and an en-suite bath boasting a spacious double vanity and walk-in shower. Meanwhile, the two additional bedrooms on the opposite side of the home afford privacy and comfort for all occupants. You'll enjoy the shaded lanai at the rear of the house. Unwind, barbecue, and host gatherings in this inviting space. Noteworthy features of this residence include energy-efficient insulation, foam-injected block insulation, a premium upgraded whole house Wi-Fi enabled water softener system ($8K upgrade), and storm shutters ensuring both comfort and sustainability. Contact us for further information. The community amenities include a refreshing swimming pool, inviting cabana, and playground. Conveniently located just a short distance from I-75 or US 301, Riverview provides easy access to MacDill, Tampa, Sarasota, and the stunning Gulf Coast beaches. Noteworthy - This home didn't receive damage from the hurricanes! Low HOA of $16 per month! Don't miss the opportunity to make this exceptional property your own - schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,039 | $1,962 | $2,489 |
Total Monthly Payment | $2,519 | $2,442 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.