St. Lucia Model home at its best. K. Hovnanian's Four Seasons at Orlando in Kissimmee is a private gate guarded 55+ community only minutes from the Disney theme parks. This one year old home features three bedrooms, two full baths, luxury kitchen, a 12 foot island quartz counter tops, Gas cook top and wall oven, extended master suite, two additional bedrooms and a guest full bath. The entire home has luxury vinyl flooring and a triple slider to the lanai. Upgrades include: whole house 6" gutters with 3x4 downspouts (6 splash blocks), two car garage with titan garage flooring solutions (hybrid Polyurea and Polyaspartic lifetime transferable warranty). Window treatments: Poly Core Plantation Shutters 4. 5 louvers with bottom sill cap in the dining room (2), primary bedroom (1 large window), front bedroom (1) with honeycomb manual blackout shade, middle bedroom (1) with Hunter Douglas Applause 3/4" semi-opaque honeycomb, great room patio sliding doors w/power rechargeable battery motorization - hand held remote plus (5) remote fans. Ring flood lights/camera wired and added to lanai and front ring door bell wired and installed. The two car garage has Craftsman one workbench, three overhead storage cabinets. All the upgrades on this one year home equals over $40, 000. You will love living in this 55+ community with so many activities at the clubhouse. Enjoy the two heated pools with an additional lap pool, pickleball, tennis and bocci ball courts. The Clubhouse has a game room with ping pong and pool, card room, exercise room, full gym with private showers and locker room, kitchen and a grand ballroom. We have community parades, golf cart contests, line dancing, cooking lessons, arts and crafts. We are next to Mystic Dunes Golf Club and have access to the restaurant and golfing.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,110 | $3,947 |
Total Monthly Payment | $3,557 | $3,553 | $4,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.