Welcome Home to 15048 Spanish Point Drive ~ a UNIQUE tropical HAVEN that harmonizes beauty and tranquility with security and peace of mind! This meticulously maintained home is situated on a minimum-wake canal just minutes to the Harbor, with deep water SAILBOAT access and a West-facing backyard in the Gulf Access Gated Community, Harbor West. Boasting over 3500 SF of Indoor and Outdoor living space, this stately home features an inviting Front Porch, HEATED Pool and Spa with full screen enclosure, Split 3-Bedroom layout with Formal and Casual gathering spaces and a 3 Car Garage with oversized PAVER Driveway! From the moment you walk the in you'll notice the VOLUME Ceilings, Arched openings, 8' Interior Doors, 8' SLIDING DOORS, CROWN MOLDING in all the main living areas, and Oversized TILE flooring and baseboard. The heart of this home is truly the spacious Kitchen, where GRANITE countertops, Stainless Appliances, and coastal color palettes appeal to your senses! The Built-In Oven and Microwave, and Drop-in electric cooktop with storage drawers below makes meal prep and entertaining a BREEZE. The large CENTER ISLAND bar seating offers continuity to the Breakfast Nook with an aquarium window to provides natural light and outdoor views. You will appreciate the abundance of cabinets and closet pantry storage to neatly organize all your small appliances, cookware, and bakeware. Whether you want to watch a movie, listen to music, or curl up with a good read, the FAMILY ROOM with tray ceiling is situated away from the front door and offers access and views of your POOL, SPA and large paver Pool Deck. The Formal Living Room and Dining Room add character and flexibility to your living space, and could be used as a home office, music room, library, or even extra space for the grands to have a sleepover! The spacious PRIMARY Bedroom features a TRAY ceiling with crown molding, large Walk-In Closet, access door to Lanai, and ample room for King size furniture. The en-suite features two separate vanities with GRANITE countertops, a tiled shower and GARDEN Tub! On the opposite side, you will find that 2 bedrooms have been combined into ONE Amazing LARGE BEDROOM (approx 12' x 24'), which is well suited to serve as an In-Law Suite or GAME ROOM, features new low pile carpeting, and is adjacent to the Pool Bath and hall linen closet. The other Guest Room offers comfort and privacy to your guests, with plush carpet, ceiling fan and closet, and shares the Hall Bathroom. The Laundry Room is equipped with a Washer, Dryer, utility sink, upper cabinets, and utility closet. The home also features a NEW BARREL TILE ROOF and fresh exterior paint (2023). Your grounds are irrigated and well-maintained by the HOA, with low quarterly dues and NO CDD Fees. Other features include a 3 Car Garage with EPOXY finished floor, external garage keypad, attic access, Rain Gutters, R-41 Radiant Barrier on exterior walls, a Programmable Thermostat, energy efficient Quick Recovery Water Heater, and is Smart Home Ready. Current low-cost Flood Insurance Policy is assumable. Live an extraordinary COASTAL LIFESTYLE in this Gated Community, with access to over fifty miles of navigable waterways within South Gulf Cove, a 15-20 minute drive to Englewood Beach and Boca Grande, and close to golfing, world class fishing, shopping, dining, and more. Be sure to EXPLORE this home with our 3D DOLLHOUSE Tour or Call Today to schedule your private showing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,482 | $4,540 | $6,098 |
Total Monthly Payment | $5,154 | $5,212 | $6,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.