Presented byJoyce Fill |
Are you looking for your first home w/room to grow or thinking of downsizing but not quite ready to forgo your hobbies or your prize possessions? This home offers 1-level living w/3 Bedrooms and 2 Bathrooms, a new furnace, a new 3-BR septic system, plus tremendous storage and finishing possibilities, inside and out, for wherever your future plans or hobbies might lead you. It's located within a quick and easy ride to major highways in every direction, plus Sunderland, Amherst, Northampton, and Deerfield Centers, Farm Fresh produce, and all the 5-College Area has to offer! This 1990s Ranch-style home is set back from the road on a scenic, 3/4+ Acre, partly-wooded, partly-open lot surrounded by natural woodlands, flowering shrubs, and private perennial garden views that could transform your dreams into reality with your vision and a little sweat equity! Call the Listing Agent today for your private tour of this very affordable property and consider ALL the possibilities that await you.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood, Closet - Double | Main,First |
Bedroom 3 | Flooring - Wood, Closet - Double | Main,First |
Dining Room | Skylight, Ceiling Fan(s), Flooring - Laminate, Chair Rail, Deck - Exterior, Exterior Access, Slider | Main,First |
Kitchen | Flooring - Vinyl | Main,First |
Living Room | Closet/Cabinets - Custom Built, Flooring - Laminate, Handicap Accessible, Exterior Access, Crown Molding | First |
Master Bedroom | Skylight, Closet, Flooring - Laminate, Window(s) - Bay/Bow/Box, Closet - Double | Main,First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$397,000
Sales Associate
William Raveis Real Estate
Phone: 413.531.3675
Joyce.Fill@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $317,600 | $317,600 | $317,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,113 | $2,111 | $2,678 |
Total Monthly Payment | $2,585 | $2,583 | $3,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.