(owner occupied) Picture Perfect Immaculate Meticulously Maintained 3/bd 2/b furnished (except wall hangings) Ranch with Vaulted "Country Kitchen" to Loft. Warmth and Charm as you enter Open Vaulted Foyer Flows to Dining/Livingroom (family room) with Handcrafted Fireplace (electric) and Pocket Door Window Settee area and to Butcher Block/Brick Eat-in-Kitchen/Breakfast Bar/Dinette with Sliding Doors to Large 250 sq ft Addition Enclosed Patio/Florida Room and stairs to Loft with finished Attic/Sewing area. A Super Large Master Bedroom (CA King Bed) with Ensuite Tub/Bath and Walk-in Closet. Additional Bedrooms are a Nice Size as well with Close Hall Access to 2nd Bathroom Step-in Safety Shower and Easy Access Washer/Dryer area. Retrofitted plumbing Large Private Hedge/Fenced Backyard Area and In-ground Sprinkler System. Attached Finished Garage with Workbench/Shelving, Oil Tank. Mature Landscaping, Shed and Staging/BBQ area. A House You Truly Want To Call Your Own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $917 | $917 | $917 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,291 | $4,176 |
Total Monthly Payment | $4,304 | $4,300 | $5,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.