Simply Spectacular Oceanfront Luxury Condo in the Coveted Cambria Building at Hammock Dunes
Prepare to be amazed from the moment you step off the elevator into this meticulously renovated oceanfront condo in the exclusive Cambria building. Located in the gated, oceanfront community of Hammock Dunes. Greeted by elegant "John-Richard" waterfall sconces and gleaming 24" polished porcelain floors, you’ll find a stylish, serene residence with breathtaking ocean views. Built by WCI in 2005, this 2-bedroom condo lives like a 4-bedroom, thanks to two Cambria guest suites available for residents at only $100/night—ideal for hosting friends and family without the added square footage costs in condo fees and property taxes.
Key Features & Renovations:
Direct Oceanfront Living with impact glass throughout for durability and comfort
Gated community with 24 hour manned gate
Recently renovated with custom window treatments, fresh interior paint, new commodes, plumbing fixtures, high-grade bedroom carpets, new ceiling fans, and lighting (2022)
Modern appliances, including a new dishwasher and refrigerator (2022), hot water heater (2023), Trane HVAC with Honeywell dehumidifier (2020), and Speed Queen washer and dryer (2021)
Two reserved parking spaces in the secured, gated garage (#28 & #42), plus air-conditioned storage locker (#8)
Cambria Community Amenities:
Cambria offers an unmatched suite of amenities designed for luxurious coastal living:
Direct beach access and oceanfront heated pool & spa
24/7 Fitness Center with sauna, steam room, and massage room
Golf simulator, billiards room, social room, theater room, and wine room with individual temperature-controlled lockers
Financially secure with well-maintained reserves and no anticipated assessments
Membership & Lifestyle at Hammock Dunes Club (Optional):
Residents of Cambria have the option to join the esteemed Hammock Dunes Club, a Private, Oceanfront Emerald Club of the World, featuring:
Two 18-hole golf courses by Rees Jones and Tom Fazio
Three oceanfront dining rooms plus the Creek Course clubhouse, oceanfront heated pool, 5, 000 sq. ft. fitness center, tennis, pickle ball, croquet, and an extensive social calendar
Nestled along Florida's scenic Atlantic coast, this gated, oceanfront community is ideally located—only an hour from Jacksonville or Orlando and just 30 minutes from the charm of St. Augustine or the excitement of Daytona Beach. Embrace the laid-back elegance of Palm Coast while being close to big-city amenities. Discover why locals call it "Paradise. "
This Luxury Direct Oceanfront condo is a rare find!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $841 | $841 | $841 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,166 | $7,259 | $9,749 |
Total Monthly Payment | $8,132 | $8,225 | $10,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.