South End, prime location. Lots of room, 2438 sq feet heated! 4BD/2 full baths/1 half bath. Public water, public sewer, and gas heat - the always-desired trio. Brick exterior - never have to deal with painting the house or having to fix a broken piece of vinyl siding. Same owner last 43 years, well taken care of, well preserved vintage find! 2 car garage under house. Roof 2010. Huge living room 22'x16', plus big 20'x15'6" family room with wood-burning fireplace on lower level. And. . 2 kitchens! One upper level, one lower level with door for backyard walkout: great for summer backyard parties. Unheated mudroom off upper kitchen 12'x10' is a closed in porch. Half bath en-suite in primary bedroom. 4th bedroom lower level. Full bath on both upper and lower levels. Two laundry areas: one in lower level full bath and one in lower level unheated utility room with boiler and hot water heater. Hardwood floors under living room and bedrooms: open linen closet at top of entry stairs and look at floor in closet to see them. Lower level has tile floor in great shape. Upper level kitchen has vintage vinyl yellow floor with sparkly gold flecks, in great shape. Whole house intercom system still works. Built in vintage record player can play music throughout whole house. Fun family vibe here. Cute backyard big enough for kids and parties, 0. 17 acre total. Big shed in back corner. Public tax record has incorrect number of heated rooms and incorrect number of bathrooms: assessor to visit and fix town tax card.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 10.3 x 15.6 | Main | |
Bedroom 2 | 10.3 x 15.6 | Main | |
Bedroom 3 | Tile Floor | 11.2 x 12.3 | Lower |
Family Room | Fireplace | 15.6 x 20.0 | Lower |
Full Bath | Tile Floor | 6.5 x 10.0 | Main |
Full Bath | Tile Floor | 7.0 x 12.0 | Lower |
Kitchen | 11.7 x 22.0 | Main | |
Kitchen | Tile Floor | 11.6 x 12.0 | Lower |
Living Room | 16.0 x 22.0 | Main | |
Other | Laundry Hookup | 10.0 x 12.0 | Lower |
Primary Bedroom | Half Bath | 12.0 x 15.6 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,861 | $2,361 |
Total Monthly Payment | $2,506 | $2,481 | $2,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.