Move right into this beautifully furnished 2-bedroom, 2-bath home in the desirable 55+ community of Spanish Trails West. Crafted by Palm Harbor, this move-in ready home blends comfort with modern upgrades. Recent improvements include a new membrane roof (2023), new plumbing (2020), and new 40-gallon hot water heater (2024). The exterior features an oversized double carport with a seating nook, an expansive side yard, and a paved, covered front area with lounge chairs. The 120-square-foot Florida room is fully insulated for year-round comfort, making the living space about 1, 080 sq. ft. The living room boasts a brand-new couch and chair with a 3-year warranty on the performance fabric. The fully-renovated kitchen is highlighted by white subway tile, underlit cabinets, and modern fixtures, including a Kohler sink, Moen faucet, and mostly-new appliances, such as the dishwasher (2024), stove (2022), microwave (2022), and refrigerator (2015). Both bathrooms have been updated with new sinks, light fixtures, elevated toilets, and oil-rubbed bronze faucets and fixtures. The master bedroom comes with a wood-carved furniture set and an adjustable bed base for customizable comfort. A second bedroom and a laundry area, featuring a Maytag washer (2022) and dryer (2024), complete the interior. With newer linens, dishes, cutlery, and all the other essential household effects, you can truly move in right away with just your personal belongings. HOA includes lawn care, cable, internet, and trash, residents also enjoy access to top-notch amenities, such as a heated swimming pool, clubhouse, library, enclosed shuffleboard courts, and pickleball/tennis courts. Don’t miss your chance to see this delightful home—schedule a visit today!
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$173,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $138,400 | $138,400 | $138,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $944 | $920 | $1,187 |
Total Monthly Payment | $1,203 | $1,179 | $1,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.