This home qualifies for 100% USDA financing. Original owners of this well cared for home. Bright, light, and airy home, with tile in the living areas, carpet in bedrooms. The kitchen overlooks the living room and dining area for an open feel and the heart of this split floor plan. All quartz countertops throughout the home. Kitchen has center island and all stainless appliances included. Smart home with Ring doorbell, garage door, front door & A/C mobile app access, with lighting that connects to your Alexa. Indoor laundry room, not out in a hot garage. A water softener system that is owned and will convey at closing. Solar panels, leased for $61/month, so low electric bills! This is 1 of the largest lots in the neighborhood with no possibility of rear neighbors. A short walk to the community pool, 2 parks and a dog park! The living room ceiling fan does not convey. Call for an appointment today!
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$362,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $289,600 | $289,600 | $289,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,000 | $1,951 | $2,463 |
Total Monthly Payment | $2,570 | $2,521 | $3,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.