This ISABELLA is certainly a ‘must see’ if you are in the market for a beautiful home in a fabulous community. As the adage goes “Location, location, location”; ISABELLA is in Valencia Lakes, Tampa Bay’s premier 55+ Active Adult Community. ISABELLA offers a westerly back yard view over a beautiful pond. The sunsets here are magical. This Villa has neutral tile throughout save for the two bedrooms which were recently replaced with neutral laminate flooring adding a warm and inviting feel to the bedrooms. Upon entering the Foyer, you will be welcomed by an open floorplan that features space that is separate yet interconnected. The Kitchen features neutral CORIAN counters throughout with integrated double sinks atop solid maple Cabinets. The counters are accented by glass multi-colored back splash adding just a designer touch to the kitchen. The Kitchen boasts newer MAYTAG appliances. Water is conditioned by a Culligan Whole House Water Softener System along with a reverse osmosis system in the kitchen. The Kitchen features a defined Casual Dining space and a double Closet that hosts the Washer and Dryer making laundry day convenient and a breeze. The spacious Dining Room will comfortably accommodate 8-10 persons. The expansive Great Room with a lighted ceiling-fan, anchors the open floorplan and features a commanding view of the entry, Kitchen, Dining room, and leads directly into the FLORIDA room through 3-panel 9’ sliders complete with a lighted ceiling fan and a beautiful view of the pond making it a very popular and well-used space. Beyond and outside the FLORIDA room is a pavered area perfect for starting and ending your day enjoying the view. The crown molding found throughout ISABELLA brings the style all together. The Primary Bedroom with its West facing windows features an Ensuite Bathroom, where you’ll find a large walk-in closet, a large solid wood vanity with double sinks, CORIAN countertop, a large glassed Walk-In Shower, and a W/C for the commode. The Guest Bedroom and full Bathroom are at the front of the Villa and afford wonderful comfort and privacy for everyone. This villa will be a destination for visits from family and friends where lasting memories will be made. Come and enjoy resort style living in Valencia Lakes. This sought-after community has an amazing 40, 000 sq ft clubhouse offering entertainment shows, dances, plenty of clubs, a state-of-the art 24/7 Fitness Center, resort pool, lap pool, exercise classes, card rooms, pickleball, tennis and much more. Conveniently located to hospitals, Downtown Tampa, Tampa airport, and a short drive to Disney, Cruise Ports, Sarasota, and some of the best beaches in the country. Seize the day, come and visit this ISABELLA and begin living your idyllic FLORIDA life.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,542 | $1,956 |
Total Monthly Payment | $2,033 | $2,031 | $2,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.