42 Madison Avenue, Waterbury (Hopeville), CT, 06706 | $270,000

Step into timeless charm in this classic cape style home, blending cape character with modern comforts. Updates such as new roof, electrical, and a redesigned layout in the primary bedroom on the main level. Heading into this neighborhood, you will notice the close proximity to local parks, community pools, just a mile or two to your every need, including major routes and highways. Arriving to the home, the extended private driveway into a two car garage and serene backyard. Inside, the layout flows from the freshly painted family room, into the hall, past the full bath/laundry room, to the kitchen and formal dining room with ease. The family room extends to what once was a bedroom, used now as an office or sitting area, leading to the new primary bedroom, with renovations started. Ready for you to make your own! A roughed in full bathroom ready for your custom finishes and very own design style. The walk in closet can be finished with just a bit of trim, perhaps barn doors across both the bathroom and closet for the perfect look. The central full bathroom mentioned above is remodeled, spacious, has full size washer/dryer, and has two way access for added convenience. The kitchen offers a beautiful brick finish over the stove, opening to the dining room for easy entertaining, with breezeway to the side yard. Upstairs, two additional bedrooms, equal in size. Additionally, one leads into more usable space, with a functioning half bath! The sky is the limit here, take a look!

Features

  • Town: Waterbury
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Main Level
  • Style: Cape Cod
  • Year Built: 1949
  • Garage: 2-car Attached Garage,Under House Garage,Driveway
  • Heating: Hot Air
  • Cooling: Ceiling Fans,Window Unit
  • Basement: Full,Unfinished,Garage Access
  • Above Grade Approx. Sq. Feet: 1,630
  • Acreage: 0.15
  • Est. Taxes: $6,167
  • Lot Desc: Level Lot
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Electric Range,Microwave,Refrigerator,Freezer,Dishwasher
  • MLS#: 24056375
  • Website: https://www.raveis.com
    /prop/24056375/42madisonavenue_waterbury_ct?source=qrflyer
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Listing courtesy of Mark Tavares Realty, LLC

Room Information

Type DescriptionLevel
Bedroom 1 Wall/Wall CarpetUpper
Bedroom 2 Half Bath,Wall/Wall CarpetUpper
Den Hardwood FloorMain
Dining Room Ceiling Fan,Hardwood FloorMain
Full Bath Remodeled,Laundry Hookup,Engineered Wood FloorMain
Kitchen Balcony/Deck,Laminate FloorMain
Living Room Ceiling Fan,Hardwood FloorMain
Primary Bedroom Ceiling Fan,Walk-In Closet,Hardwood FloorMain

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

42 Madison Avenue, Waterbury (Hopeville), CT, 06706

$270,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $216,000 $216,000 $216,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $514 $514 $514
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,455 $1,436 $1,822
Total Monthly Payment $2,044 $2,025 $2,411

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.