55B Garnet Park Road, Madison (East River), CT, 06443 | $1,100,000

A SECLUDED WATERFRONT COMMUNITY AWAITS YOU! This lovely custom designed 3-bedroom home offers views of the salt marsh, Bailey's Creek & East River, best enjoyed from the inviting covered porch & master bedroom. The dramatic open-concept floor plan is perfect for entertaining, featuring high ceilings, hardwood flooring, elegant architectural details such as coffered ceiling, thick crown molding, and stately columns. The second floor houses all bedrooms, including an expansive master suite with Brazilian wide plank cherry flooring, a spacious walk-in closet and an en-suite bath. Outside, you'll love the multiple decks that overlook the scenic salt meadow and river, offering picturesque and ever-changing views in all seasons. Additional highlights include a detached oversized two-story, 2-car garage with a versatile bonus space above; ideal location for a separate home office, gym, yoga/dance or art studio. . . the possibilities are endless. Additional amenities include central A/C, and a brand-new 1, 250 gallon septic system installed in 2024. Ideal for those seeking both privacy and community, this home seamlessly blends comfort, style, and natural beauty. Nestled on a private 2. 5-acre lot, set back from the road but still within a charming and peaceful neighborhood, this home provides a tranquil retreat with ample privacy. Nice curb appeal, manicured landscaping, and lush green lawn sweeping down to the Bailey's Creek and the salt marsh provides plenty of space for outdoor fun. Ox Pasture Trail is only steps away where you can catch a glimpse of bald eagles, ospreys, blue herons, and other wildlife. A unique opportunity to enjoy a true nature lover's paradise and only a short bike ride to the center of town, shopping and beaches. Best of all, this home is NOT in a flood zone. NOTE: home was built in 2 phases. Original home built in early 1990s was under 2, 000 SF. Current owners purchased in 2000 and built a 2-story, 2, 300 SF addition (completed in 2003/2004).

Features

  • Town: Madison
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Laundry: Main Level
  • Style: Colonial,Farm House
  • Year Built: 1990
  • Garage: 2-car Detached Garage
  • Heating: Baseboard,Hot Water
  • Cooling: Central Air
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 4,016
  • Acreage: 2.5
  • Est. Taxes: $16,438
  • Lot Desc: Lightly Wooded,Professionally Landscaped,Water View
  • Water Front: Yes
  • Elem. School: JM Jeffrey
  • Middle School: Per Board of Ed
  • High School: Daniel Hand
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24054982
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /mls/24054982/55bgarnetparkroad_madison_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 12.1 x 18.1Upper
Bedroom 2 Upper
Kitchen 13.5 x 18.1Main
Living Room 15.4 x 19.1Main
Loft Cathedral Ceiling,Beams,Plywood Floor12.7 x 32.5Other
Office 8.6 x 9.1Main
Office 8.6 x 9.1Main
Primary BR Suite 25.2 x 27.7Upper
Sun Room 12.2 x 12.1Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Rose CiardielloLuxury Properties Specialist

203.314.6269

Rose.Ciardiello@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Leasley NegronVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2475920

203.444.2666

Leasley.Negron@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

55B Garnet Park Road, Madison (East River), CT, 06443

$1,100,000

Rose Ciardiello

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.314.6269

Rose.Ciardiello@raveis.com

Leasley Negron

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.444.2666

Leasley.Negron@raveis.com

NMLS Mortgage Loan Originator ID 2475920

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.844% 6.597% 6.158%
Monthly Tax Payment $1,370 $1,370 $1,370
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,135 $5,562 $7,426
Total Monthly Payment $6,630 $7,057 $8,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.