Welcome home and move right in to this picture perfect Colonial bursting with charm in the most convenient location in the mid-ridges neighborhood. Open concept updated farmhouse eat-in-kitchen features stainless steel appliances, subway tile back-splash & butcher-block counter-tops overlooking the cozy and bright dining area with bench seating. Light drenched living room features wood burning fireplace with modern shiplap surround, recessed lighting and french doors that open up to a bonus family room space with another set of french doors leading out to a lush, beautiful fully fenced in back yard with patio. Upstairs is an oversized primary bedroom with enough space for an office area, an additional spacious guest bedroom, an updated marble bathroom as well as a second floor laundry closet conveniently located in the hallway. New roof, converted from oil to gas, new gas furnace, new stove and dishwasher, new A/C motor, newer fencing, efficient thermopane windows. Plenty of storage in the attic as well as the old garage space that has been converted into storage. Driveway entry to side door on Dunn ave. provides easy & quiet entrance. Set back off the road, yet walking distance to High Ridge shopping, minutes to Merritt Parkway, downtown Stamford/train & more. Your dream home awaits!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | French Doors,Laminate Floor | Main |
Full Bath | Marble Floor | Upper |
Kitchen | Island,Hardwood Floor | Main |
Living Room | Fireplace,French Doors,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $705 | $705 | $705 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,724 | $3,721 | $4,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.