I am excited at the privilege of presenting this beautiful home, located on the lake in Prestigious Prestwick at Plantation Bay! Come live the Florida lifestyle, right here! This home has everything buyers today are looking for! 3 bedrooms (One of which is at the front of the home with French doors. It functions well as a home office); split bedrooms for privacy; volume ceilings; lots of natural light; fantastic curb appeal on a nice corner lot; a screened and covered lanai and an easy to maintain IG pool that's just big enough to cool off in! As you enter this home, you'll immediately notice the care and attention to detail that has been poured into this home. Between the layout, volume ceilings, concrete block construction, and appointments - this home doesn't miss a beat. It exhumes quality. The home features the perfect floor plan. It is still open enough to feel expansive and let in light, but not too open to be cavernous. On one side of the home is a large master suite with stunning views of the water, an en-suite bathroom with garden tub, walk-in closet. At the front of the home is a large flex room which would make a great playroom, den, or home office. On the other side of the home, you have a generously sized guest bedroom and a large full bath. The kitchen was updated in 2019 and features all wood cabinetry, stainless appliances, granite countertops and tile backsplash. The roof of this home was put on in 2022. HVAC is 2015. Water heater is 2023. Pool is 2017 and the pool pump, optics/colored lights are 2023. The home had plantation shutters installed in 2019 and engineered, hand scraped wood floors in 2020. This home is located in flood zone X so there is no flood insurance required. This home needs absolutely nothing! It is a must see if you are tired of white and gray and are ready for warmer tones! All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,856 | $2,818 | $3,575 |
Total Monthly Payment | $3,273 | $3,235 | $3,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.