Gorgeous Golf Course Views!!!! Located in the popular 55+ On Top Of The World Community. As you enter this 2nd floor 2-bedroom 2 bath Emerald unit (One of the most desirable floor plans) the first thing you will notice is the gorgeous wide-open view of the golf course out of the large windows in the family/ bonus room. . Off to the right you will find the updated kitchen with soft close drawers and doors. The kitchen appliances were replaced approximately 2 -3 years ago. There is a space in the kitchen for a stackable washer and dryer to be installed. There is so much storage in this unit starting with the generous pantry and broom closet right off the kitchen. The primary bedroom is generously sized 13x18 and will allow for a king-size bed and a sitting area. The A/C was replaced in 2021. The owner currently has a reverse osmosis system that is rented but can be transferred to a new buyer. This pet friendly community has so much to offer such as two golf courses one 9 hole and one 18 hole, (golf is free to owners) two recreation centers, two heated pools, tennis courts, pickle ball, shuffle board, a state-of-the-art fitness center, a wood working shop, a spa, a computer room, a billiard room, an outdoor pavilion, a library, a dog park, many shows, social activities, food truck nights and the Good Karma Café. Each building has a bicycle room for residents to store bikes and each unit comes with a storage space. All for low monthly maintenance fees of $520. 00 which includes water, sewer, cable tv, internet, insurance on the building, ground maintenance and all amenities. On Top Of The World is an active 55+ community and is just a short drive to Shopping, Theaters and Airports.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,343 |
Total Monthly Payment | $1,286 | $1,285 | $1,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.