Incredible opportunity to own a charming farmhouse colonial in the heart of Richmond! This 3-bedroom home, built in 1900, offers a blend of historic character and potential. Just steps from Richmond’s beloved restaurants, cafes, parks, and elementary school, this home is priced to sell—perfect for adding your personal finishing touches! The home needs some work, allowing you to bring your vision to life while preserving its charming original details. With natural gas as the main heating source and triple-paned windows, the house offers an efficient starting point for any updates you choose to make. Enter through a covered side porch into a welcoming eat-in kitchen. The first floor features a dining room and living room with gas burning stove that's perfect for gathering and staying warm and cozy. Also features an enclosed porch and a half bath/mudroom for easy everyday use. Upstairs, the beautiful wood staircase leads to three bedrooms and a full bathroom. Minutes from the interstate and a 20-minute commute to Burlington, this is a unique chance to own a piece of history in Chittenden County. Don’t miss out on the potential of this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,741 | $1,675 | $2,125 |
Total Monthly Payment | $2,269 | $2,203 | $2,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.