BACK ON MARKET - PREVIOUS PARTY UNABLE TO SECURE LENDING Welcome to 61 Wedgewood Rd, Unit C, Stratford, CT - Your New Sanctuary Awaits! Nestled in the desirable north Stratford community, this charming townhome at 61 Wedgewood Rd, Unit C, provides over 1, 350 square feet of living space. This property exudes both charm and modern updates, making it a perfect haven for small families, first-time home buyers, or those looking to downsize. Key Features: Spacious Two-Bedroom Layout -This home boasts two well-appointed bedrooms with ample closet space. Enjoy the convenience of two full bathrooms and an additional half bath, ensuring no morning queues. Primary Suite -The primary suite is a retreat in itself, featuring a full bath and generous closet space. Heated Basement -Discover the potential of a partially finished, heated basement that gives additional area to personalize for your needs-be it a media room, office, or home gym. Modern Updates -Experience the ease of updated windows and sliders, designed to maximize natural light while maintaining energy efficiency. Outdoor Living -Step out onto your private deck-perfect for weekend barbecues or quiet evenings under the stars. Freshly Painted Interiors and cleaned carpets -Move right in and enjoy a home that's been meticulously cared for and freshly painted throughout. Complex is located in a special tax district, Special Assessment has been paid in full.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Dining Room | Main | |
Family Room | Wall/Wall Carpet | Lower |
Living Room | Balcony/Deck,Combination Liv/Din Rm,Fireplace,Sliders | Main |
Primary Bedroom | Bedroom Suite,Full Bath | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,806 | $1,781 | $2,260 |
Total Monthly Payment | $2,354 | $2,329 | $2,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.