Welcome to 73 Smith Crossing! This beautifully maintained move-in ready home truly has it all. Set on a parklike 1. 45-acre lot, the open-concept main level is bright with natural light from large windows, featuring a living room with vaulted ceilings and a cozy wood stove. The living space flows seamlessly into the open dining area and kitchen, which boasts lots of counter space. Step outside to the large screened-in porch, perfect for curling up with a blanket and a book, while overlooking the park-like backyard and two-tiered deck—ideal for entertaining. The primary bedroom includes a beautiful four-season sunroom, offering the perfect retreat to escape and enjoy your coffee while staying cozy during the winter months. The lower level features a family room, playroom, laundry, full bath, home office with separate entrance and garage. Outside, set back into the 1. 45-acre property is a 40X36 garage that has many possibilities—it’s a dream for car enthusiasts, landscapers, carpenters, craftspeople, and more. At the rear of the property, you'll find your own access to the scenic Dutchess County Rail Trail, offering the opportunity to enjoy nature and hike or bike from your own backyard to Poughkeepsie, Hopewell Junction, and beyond. Located just minutes from the Village of Wappingers and the Hamlet of Hopewell Junction, you'll have easy access to shopping, restaurants, and major roadways. The home is just 8 miles from the train station, making commuting a breeze. A home like this won’t last long and can be yours just in time for the holiday season. Schedule your showing today! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached, 4+ Car Detached,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,938 | $459,938 | $459,938 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $743 | $743 | $743 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
Total Monthly Payment | $3,934 | $3,892 | $4,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.