46 Prospect Avenue, #APT 1J, Norwalk, CT, 06850 | $217,000

Great opportunity to make this spacious one-bedroom ranch style condominium in the heart of Norwalk your own. Add your personal design to the modern updates you will enjoy in this home. The dark flooring in the large living room/dining area creates a warm and inviting feel as you enter the home. Sit at the peninsula in the updated Kitchen or at your table in the dining area to enjoy meals. You will be happy with the size of the bedroom which also boasts dark flooring along with a large closet. There is even more storage space in the unit with three additional closets and an on-site storage unit. Easy living with a great location in the complex, just steps to the unit from the secure building entrance and close to the elevator which leads to the lower level laundry room. Heat, Hot Water, cooking gas, two off-street parking spaces in a gated lot and an on-site complex Superintendent are all included in the low common charges. WOW! Everything you need to make this home your own. Great commuter location, Sheffield Ridge Condominiums are conveniently located to the Metro North Train Stations, I-95, The Merritt Parkway, Public Transportation, shopping, restaurants, nightlife, movie theatre, health clubs, parks, Aquarium, Ice skating & more. Minutes to Historic South Norwalk and the SoNo Collection Mall. Short drive to Calf Pasture Beach and Cranbury Park. AGENTS- please see remarks.

Features

  • Parking: 2-car
  • Heating: Radiator
  • Cooling: None
  • Levels: 1
  • Amenities: Elevator
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Coin Op Laundry,Common Laundry Area
  • Complex: Sheffield Ridge
  • Year Built: 1961
  • Common Charge: $350 Monthly
  • Above Grade Approx. Sq. Feet: 720
  • Est. Taxes: $2,960
  • Lot Desc: Corner Lot,City Views
  • Elem. School: Jefferson
  • Middle School: Ponus Ridge
  • High School: Brien McMahon
  • Pets Allowed: Yes
  • Pet Policy: 1 common house pet per un
  • Appliances: Gas Range,Microwave,Refrigerator,Dishwasher
  • MLS#: 24055884
  • Days on Market: 3 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24055884/46prospectavenue_norwalk_ct?source=qrflyer
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Room Information

Type Level
Kitchen Main
Living Room Main
Primary Bedroom Main

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203.246.9424

Suzanne.Tournas@Raveis.com

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NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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46 Prospect Avenue, #APT 1J, Norwalk, CT, 06850

$217,000

Suzanne Tournas

Sales Associate

William Raveis Real Estate

Phone: 203.246.9424

Suzanne.Tournas@Raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $173,600 $173,600 $173,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $247 $247 $247
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,199 $1,154 $1,464
Total Monthly Payment $1,521 $1,476 $1,786

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.