Check out 3D Tour! Welcome to this spacious 4-bedroom, 2-bathroom home in the heart of North Lakeland, just a stone's throw from beautiful Lake Gibson! With over 2, 700 square feet of living space, this home offers incredible potential and a versatile floorplan to make your own. Imagine your custom updates transforming this house into your dream home! A spacious kitchen sits at the heart of the home, complete with an island, perfect for gatherings and family meals. Double-hung windows let in ample natural light throughout, illuminating the separate Living Room and Family Room, as well as an enclosed Florida Room that could serve as a cozy sunlit retreat or an entertainment space. The bedrooms are generously sized, and there’s plenty of storage space throughout. The roof, replaced in 2021, and a/c unit was replaced 2017 adds value and peace of mind. Bring your imagination and style to make this home truly shine and take advantage of the nearby lake access and convenient North Lakeland location. This is a wonderful opportunity for anyone looking to invest in a home with both character and incredible potential! Sold as-is with right to inspect. Homeowners' Association is optional. Boat Ramp access only with membership of Homeowners' Association.
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,940 | $2,450 |
Total Monthly Payment | $2,155 | $2,106 | $2,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.