Looking for a home with a huge workshop or art studio? This freshly-renovated and spacious Northfield house will bring a glow to your heart. Extensive renovations give it a fresh, modern feel, and it has a number of features that make it eminently livable—breakfast bar; direct access to the deck from the dining room; a sunset-facing picture window; double vanity in the bathroom and an updated shower, jack and Jill access to the bathroom, etc. The basement is a huge open space, a blank slate for whatever your lifestyle desires—workout gym, TV or gaming retreat, music studio, hobby cavern—and features a clean, bright laundry room as well (big enough to add a second bathroom if you’re ambitious) and direct access to the back yard or a front screen porch. A converted garage provides more storage or work space, but you also have a huge attic with plenty of storage area and a generous shed out back. The separate garage/workshop is gloriously large; it was used as a wood shop, but would be a great art studio, contractor's bay, storage for kayaks & other toys; or add some insulation and set up a band practice space. The location has easy highway access, and you're very close to a public boat ramp on the Winnipesaukee River, Highland Mountain Bike Park, Knowles Pond Conservation Area, Mill City Kayak Park in Franklin, and snowmobile trails. Comfort, space, privacy, and recreation--don't miss this chance to make them all your own! Owner is a NH licensed real estate agent.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,072 | $1,994 | $2,530 |
Total Monthly Payment | $2,524 | $2,446 | $2,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.